DTSVN – EARLY WARNING SYSTEM (D-ES)
The credit risk early warning system helps units proactively control, easily track, monitor and automatically propose timely measures for loans that are likely to turn into bad debt.
What problem does D-ES solve?
| Problems encountered | With DES |
| Creating and managing debtor customer lists manually is time-consuming and ineffective. | Create and manage customer debt automatically and scientifically |
| Not being proactive or automatically updating debt classification and debt status control | Automatically update debt classification and control warnings of bad debt status |
| There is no early reminder or warning mechanism, leading to missed debts that need to be zoned | Reminders and warnings not to miss debts |
| Depends on employees/people for reporting, reviewing or predicting debt | Automated system, easy to manage and monitor |
| Thiếu dữ liệu kiểm soát rủi ro khách hàng nợ | Centralized data |
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